How to Protect Your Home from Hurricane Damage

If you're a homeowner living in a hurricane-prone area like Florida, you know all too well the devastation these storms can bring. But did you know there are ways you can actively safeguard your home to minimize hurricane damage? With proper preparation, you can weather the storm with peace of mind, knowing that your home is as protected as possible. This blog will outline the essential tools and steps for hurricane-proofing your home, and how the team at Harrell Adjusting Services can assist if you need to file an insurance claim.

Essential Tools for Hurricane Protection

1. Hurricane Shutters

   These are designed to protect your windows from flying debris, one of the leading causes of home damage during hurricanes. Invest in high-quality hurricane shutters and ensure they're correctly installed.

2. Tarps

   After a hurricane, tarps can protect any damaged portions of your roof from further water damage until repairs can be made.

3. Sandbags

   They can be used to barricade your home against potential flooding, a common occurrence during hurricanes.

4. Generator

   Having a generator and fuel supply is critical, as power outages are common during and after hurricanes. A generator can keep essential appliances running.

5. Gas

   Gas stations often run dry before and after hurricanes. Keeping a safe emergency supply can ensure you can run your generator and your vehicles.

6. Plywood

   If you can't afford hurricane shutters, plywood can be a cost-effective way to shield your windows from the impact of flying debris.

   
   

Steps to Protect Your Home

1. Secure Windows and Doors

   Install hurricane shutters or use plywood to cover windows and doors. This can prevent them from breaking due to strong winds or flying debris.

2. Check Your Roof

   Have a professional inspect your roof to ensure it can withstand strong winds. Fix any loose tiles or shingles. After a storm, tarps can protect a damaged roof from leaking until it can be repaired.

3. Clean Gutters and Drains

   Clear your gutters and drains of debris to prevent water buildup and reduce the risk of flooding.

4. Secure Loose Objects

   Items like garden tools, furniture, or decorative pieces can become dangerous projectiles in strong winds. Secure these objects or bring them indoors.

5. Reinforce Garage Doors

   Garage doors can be vulnerable to high winds. Consider reinforcing your garage doors with braces or pressure-rated systems.

6. Install a Sump Pump

   If your home has a basement, a sump pump can help prevent flooding. Check it regularly to ensure it's working correctly.

7. Prune Trees and Shrubs

   Large, dead branches can cause significant damage during a storm. Prune your trees and shrubs regularly to prevent this.

8. Create a Home Inventory

   Before a storm hits, document the contents of your home with photos or video. This can be helpful if you need to file an insurance claim after a storm.

   
   

Remember, your safety is paramount. Have an evacuation plan in place and heed all warnings and evacuation orders from local authorities.

Long-Term Solutions for Hurricane Protection

While the steps and tools outlined above can provide significant protection, homeowners should also consider investing in long-term solutions to hurricane-proof their homes. Installing hurricane-resistant windows is a great start. These specially designed windows can withstand high-impact debris and extreme pressure, preventing window failure during hurricanes. Upgrading to reinforced doors, including garage doors, can also provide enhanced protection. Additionally, consider the installation of a permanent generator to ensure you're never without power during or after a hurricane. Over time, landscaping decisions can also play a role. Opt for trees and shrubs known for their wind resistance and ensure they are well-maintained and pruned. You might also consider a home elevation or retrofitting project if your home is especially prone to flooding. These measures may require a greater initial investment, but the added protection they offer can provide peace of mind and potentially save you from costly repairs in the long run.

File Your Hurricane Damage Claim with Harrell Adjusting Services

If, despite your best efforts, your home sustains damage during a hurricane, our team at Harrell Adjusting Services is here to help. Navigating insurance claims can be a complex process, especially in the aftermath of a hurricane. Our team of professional adjusters can assist you in filing your claim, ensuring that all damage is appropriately accounted for, and helping you get the maximum payout you're entitled to under your policy. While hurricanes may be a fact of life in certain areas, with the right preparation, you can face them with confidence.

Needing some guidance with your claim?

At Harrell Adjusting Services, we can help!

(863-845-0759)